Let Us Help you turn your "approximate" income in retirement into income that's guaranteed for life!

Contact Us: (973) 527-7272

Beneficiary Review

When was the last time you reviewed your beneficiaries on your 401k, IRA, Life Insurance policy or Group Term policy at work? Most times it's never. Yet, because of family situations or deaths, more beneficiaries have lost out of benefits because the policyholder never changed the beneficiary after a divorce or death in the family. 

We are the founders of the Beneficary Advocate--which is a program that ensures that you get what you are entitled to with your retirement and insurance benefits. 

​Don't Let Your Life Policies Lapse!

Unfortunately, a lot of people don't know have a clue what kind of life insurance they own. That's understandable. No one wants to talk about it, so we just get a policy, throw it in the drawer and forget about it (and hope you never need it!) That's where our Auditing Service comes in; we will review your life insurance policy to make sure that it will last as long as you do. Plus, take a look to see how it's performing based on interest rates, loans, withdrawals and other factors. If it is Term insurance, perhaps there's been a change in premiums that you don't understand or would like to find a lower cost alternative and we'll help you do that. 

Portfolio Review

Whether you are planning for retirement or are "in" retirement, we can help you to make sure your money is safe and is protected from the roller coaster stock market, low savings rates and from indecision. We will make sure that if it's earmarked for retirement or emergency funds that you can have the increased peace of mind that it will always be there when you need it the most.